Rbc banque en rbc st sauveur Quels que soient vos besoins, RBC Banque Royale a une vaste gamme de produits, services et outils bancaires aux particuliers à vous offrir pour vous aider à gérer vos finances, à épargner pour la retraite, à acheter une maison et bien plus encore. Whatever you need, RBC Royal Bank has a wide range of personal banking products, services and tools to help you manage your finances, save for retirement, buy a home and much more.

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Millions of workers laid off or furloughed because of the coronavirus might actually earn more for the next few months than they would have if they had still been working, potentially cushioning the crushing blow to the economy from the pandemic. A study by RBC Capital Markets suggests that up to 70% of the people put out of work by business shutdowns are likely to make more money for a while because of beefed-up government benefits. The recently passed $2.2 trillion federal-rescue plan temporarily increases weekly unemployment by $600 a week on top of what states usually offer. That could boost benefits to $900 to $1200 a week in most states. Read‘I am scared of losing my income, my shop and my home’ — businesses fear for future Layoffs and furloughs have been the most widespread in service-oriented businesses such as retailers, restaurants, hotels, theaters, salons, gyms, travel agencies and tourism-related work. The rank-and-file jobs in those businesses tend to pay less on average than positions in technical, professional and manufacturing work. The prospect of some workers earning more in jobless benefits than actual wages spurred a handful of Republicans to try to cap benefits in the $2.2 trillion package, but they eventually backed down. They contended the extra benefits could actually dissuade some workers from returning to their jobs. Read: Why Friday’s jobs report for March won’t tell the full story of a plummeting economy RBC economists Tom Porcelli and Jacob Oubina said they doubt many employees would want to stay out of work. In most cases, the extra unemployment benefits simply wouldn’t be generous enough to induce them to do so. Most workers would prefer to return to their old jobs and the security of having a steady paycheck. Whatever the case, the big increase in jobless benefits could result in U. income from wages actually rising in the next few months instead of falling sharply as they normally do in a recession. State unemployment benefits generally are far lower than the size of most worker paychecks. What’s more, many of these workers are going to get direct checks from the government in April that could total several thousand dollars (1,200 maximum per adult, $500 per child). That would add another $300 billion in income to the economy in April. Read: Record surge in the number of Americans getting laid off is just getting underway What will also help prop up incomes and wages is a $350 billion pot of money set aside by Washington to help small businesses meet payroll and other expenses while their businesses are closed. The government is prepared to help cover the wages of these workers until June 30 under current law. “It offers small businesses what is tantamount to a free option to re-hire their entire workforce and be prepared for the reopening of economic activity once the virus passes,” Porcelli and Oubina wrote. You are on: Overview Our advisors can help give you more confidence–whether you’re just starting to build your financial future or you're continuing to grow what you’ve already built. Royal Mutual Funds Inc., Royal Bank of Canada, RBC Asset Management Inc., Royal Trust Company and The Royal Trust Corporation of Canada are separate corporate entities that are affiliated. is licensed as a financial services firm in the province of Quebec. Choose from the options below to discover how we can help meet your needs: Guaranteed investment certificates are provided by Royal Bank of Canada. 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Many people to whom the doctor says: "Nothing organically wrong" spend their lives in the shadow of fatigue and half—health. 2 — Prospect of Health Download PDF version There are two extremes to living - healthy living and living in illness - but in between these there is a broad section of people living only partly healthy, or wavering between buoyant healthiness and "not feeling so good". Health is a condition of positive well—being, and the average standard of wellbeing should be raised, in keeping with the rise in other standards Of modern life. But health is not a free and careless gift of nature. It is a prize easily lost, and its loss, even in slight degree, affects every other phase of life. The one sure way in case of a danger signal is to let a doctor see you. Every little pain doesn't mean that you have a critical illness. But don't overlook persistent discomfort or abnormal discharges. Don't be impatient because the doctor does not rattle off a facile phrase or two and give you a slip conveniently marked ( with a prescription. Your health and life are too important to be dismissed lightly, when all the years you hope to live are measured against the hour or so of your time required now to safeguard them. Cabot, in a popular handbook on medicine, lists 13 diseases preventable by vaccination and immunization. In the field of prevention, there is room and need for individual interest. Having taken precautions - medical checkup and immunization - what more can you do to earn the abundant health, strength, agility and endurance which should be yours? Too many Canadians take exercise by proxy, we sit in grandstands rooting for professionals or for our favourite home town team, and we develop nothing but our lungs. Though efforts to cure the sick must not be relaxed, the medical profession is consciously trying to add to its salvage effort a great work of creating conditions in which a healthy population can flourish. It is not argued that physical training or sports exercise will prevent appendicitis, pneumonia or accidents. Since, however, it is the body that will be called upon to reject or fight these things, aided by medical science, that body should be kept in the best trim possible. Pett, chief of the nutrition division, Department of National Health and Welfare, told the Montreal Dietetic Association: it seems certain that "many people drag themselves through life" suffering all kinds of ailments that could he avoided by better feeding. Very much to the front in physical fitness is eating the right foods. In case there are some inclined to say "tut, tut" to all that has been remarked about the boons brought by scientific advance to human beings, let us look for the space of a few paragraphs at what science has done and is doing. Ernest Ayre, director of the gynecytology laboratory at Montreal's Royal Victoria Hospital, has originated a technique to transport cells by mail so that experts may examine them and interpret them. Royer, of the University of Montreal, with support of the associate committee of medical research of the National Research Council. Undue fatigue, restlessness, stunted growth, irritability, aching eyes, and many other conditions may result from poor eating habits, and bad nutrition predisposes the body to much more serious ills. Hans Selye, director of the Institute of Experimental Medicine and Surgery at the University of Montreal has announced that the main killers of today are "diseases of civilization" such as hypertension, arthritis and ulcers, adding that his department has cured such conditions in animals by means of diet. Scientists everywhere in the world are in pursuit of truth, the truth about infantile paralysis, influenza and cancer, and are conducting laboratory experiments which will result in untold betterment of mankind's health. This brings laboratories to the service of people everywhere, when the local practitioner wishes to use the best resources available in reading signs and making diagnosis. The British Medical Journal recently recorded how jaundice has been artificially induced in patients to offset arthritis: some who had been bed—ridden for years got up and walked without difficulty: swollen joints returned to normal, and patients who had been unable to separate their fingers regained full use of their hands. The Canadian Red Cross plan to establish a free nation—wide blood and plasma service holds out new hope to many who would otherwise be without this great modern aid to treatment. Demerol, a drug which must never be used except under medical orders and supervision (a rule, by the way, which would be good if applied to all drugs) is being used to relieve the sufferings of sciatica, neuralgia and migraine. Walker showed physicians of the Royal Society of Medicine how a drug, prostigmin, could restore muscular strength to victims of a disease which caused grave weakness of the muscles. During the war, medical science strode forward mightily. The Polish Medical School in Edinburgh has used insulin shock treatment for certain types of asthma, with eight out of nine tested cases reporting complete recovery. Today the drug is holding out hope to persons suffering disability from the aftermath of polio, strokes of apoplexy, arthritis and other afflictions. New drugs have come out of that painful clinic and are being applied in treating burns and injuries of all kinds. Everyone knows about penicillin, the unchallenged master of a large group of bacteria, discovered by Sir Alexander Fleming. Morse announces that a spray from a hand—atomizer has proved the most economical and effective way of administering penicillin in pneumonia and other respiratory infections, and has opened the way for the drug's use in the most remote areas of the world. Healing of wounds has been speeded up nearly 40 per cent by the use of a treatment reported in the Montreal Standard by Dr. Other groups of bacteria are dealt with by streptomycin and sulfanilomide which attack their own sectors of the bacterial enemy. The work of scientists lies, for the most part, beyond the ken of the man in the street. He knows, dimly, that somewhere in the background there are men devoting their time and talent to research. His dealings, however, are with the general practitioner, the medical specialist and the surgeon. Judged in terms of need, the medical profession is not so crowded as some people make out. There are not enough doctors, dentists or oculists to give every person the attention that would be desirable in the search for a wholly healthy population. The number of physicians in Canada slightly more than doubled in the forty years from 1901 to 1941, but this substantial increase barely kept pace with the growth of our population. The Medical Procurement and Assignment Board found that in 1943 there were 1,261 persons per doctor, 3,477 persons per dentist, 520 per practicing nurse. Of the 8,614 doctors serving civilians, only 5,894 were general practitioners, the others being specialists, workers in industrial medicine, teaching, insurance, public health and hospital service. But, you may say, that situation will clear itself up as new medical students complete their courses. The average number of graduates of Canadian medical schools in the 25 years from 1920 to 1944 inclusive was 540 a year, but the number of graduates in medicine does not represent a net gain to the medical ranks. Deaths of physicians in the five years ended in 1944 averaged 223 per year. Many graduates, between 5 and 10 per cent, are foreign students who return home after finishing their courses. There is a loss of not less than 10 per cent by emigration. Look at the ten years 1931 to 1940: there were 5,254 students graduated from the nine Canadian medical schools; the increase in the number of physicians in Canada in that time was only 1,110. It is obviously to the interest of the country as a whole that steps be taken to make the medical profession in Canada so attractive that more youths will seek to enter it, and that those who graduate will be encouraged to remain in the country. Many younger doctors have returned from the war, as their fathers did from the last war, with twenty years of experience compressed into a few. Their drift to other countries should be discouraged by provision at home of scope for their initiative and adequate remuneration for their services. No group in the world has a goal like that of the medical profession, for it is the aim of doctors to put themselves out of business. They are proud of their skill in diagnosis, in the operating room, and in handling crises, intelligently, but they work for and look forward to the day when there will be less need for their remedial services. To attain that goal they need lay as well as scientific support. The profession cannot develop, and provide the best possible health services, preventive and curative, for all the people unless the people co—operate. In a booklet entitled "The Canadian Medical Association and the Problems of Medical Economics", published by the Association in 1941, the author Hugh H. Wolfenden, has this to say: "At the present time our social philosophy is, to a large extent, seeking to cure those who fall ill, by methods which will shift the costs to other people, while at the same time our preventive measures, good though they are, have in reality not yet been fully organized, and in some respects they exhibit little co—ordination between the preventive and curative agencies. Viewing the whole problem in this light as a form of social 'planning' - to use again a term descriptive of one of our ill—defined modern concepts - our thinking would proceed: (1) from birth...through (2) the school years..(3) adult life...during which the supposedly intelligent adult is perfectly free to impair his health in any way he chooses), until we come to (4) serious illness (when it is proposed, by some advocates of advanced forms of national health insurance and state medicine that the whole community must step in and organize relief.) It would seem logical to concentrate a little more attention on the earlier portions of this sequence of events." Second only to the medical profession in health importance is nursing. It touches on almost all other health services and is a most vital factor in many of them. Those who enter nursing service do so against the pull of many other opportunities open to young women, offering more immediate returns both financially and in leisure. It takes the nurse three years to prepare herself for her profession, she accepts great responsibilities, and her hours of duty exceed those in any other group of workers. As to salary, a report by the Medical Procurement and Assignment Board gives a table showing that 49 per cent of general duty nurses working in hospitals receive a salary of $849 a year or less, while salaries paid nurses in some institutions fall well below the $650 range. A brief presented by the Canadian Association of Medical Students and Interns to the Canadian Youth Commission is quoted in the Health Study Bureau's Review: "A 52 or 60 hour week is very strenuous for girls in their late adolescence. At a representative Ontario hospital, about two per cent of each nursing class, either before or shortly after graduation, develop pulmonary tuberculosis, to which fatigue and overwork predispose." Only 33 per cent of nurses were stated to be working 96 hours or less a fortnight. One case, not isolated, was that of a nurse receiving $720 a year, without maintenance, and working 112 hours a fortnight. In the field of public health, services are provided by local municipalities, provincial governments and the federal government, but almost half our population is still without the direction of full time medical officers of health. But even in the cities there is a great difference in the amount of interest displayed in public health services - at any rate, as shown by expenditure figures. The outstanding weakness is that the rural areas of Canada are insufficiently served, asserts Hon. Local health departments need to be taken out of the musty offices they occupy in so many municipal halls and given modern, well—equipped buildings and sufficient staff. With improved facilities and public support, the health departments could expand their programs to eradicate tuberculosis, children's diseases and venereal disease; they could tilt with greater success against maternal and infant mortality, and they could conduct educational campaigns that would pay dividends to succeeding generations. Neither they nor the people they serve should think their duty sufficiently discharged if they provide reasonable sanitation - which is an all—too—current belief. Hospitals in Canada sometimes, as is the case of most hospitals for infectious diseases, come under the local or provincial health authorities, but more often they are privately—operated. Percy Vivian, who was one time Minister of Public Health and Welfare of Ontario, is now head of the Department of Health and Social Medicine at Mc Gill University. If Canada had an alive program of preventive medicine, well supported by the people, a large proportion of our population now occupying hospital beds would not be there. Upon completing a survey of the hospital situation in Montreal, he reported that in seven out of the eight hospitals surveyed, assuming that long—stay patients could be transferred after 60 days from the general hospitals, a total of 2,874 additional patients could have been admitted, with the release of 102 beds, and the saving of 37,256 days' care. This could be accomplished, he said in effect, by provision of special accommodation for long—stay patients and convalescents. It is rather shocking to learn, in this connection, that there were only ten public convalescent hospitals in all Canada m 1945, with a total of 830 beds. Only three provinces Quebec, Ontario and Manitoba, provide grants or payments for the convalescent care of patients unable to pay for themselves. Another field in which there is room for improvement is that of industrial hygiene. From the Health League of Canada comes this comment: "There are 50,000 men every day unable to work on account of illness. Proper industrial health schemes undertaken by individual industries have cut this sickness by half, yet there are many industries which have done very little." The standard set by the National Health Survey in 1945 was: services of a physician one hour per week for every 100 employees at the factory, and a full—time physician for each 3,000 employees. The Canadian Public Health Association said of industrial hygiene: "..scope...offers a field for the practice of preventive medicine among adult workers at least equal in importance to that presented by school population." Right there, in the school population, is an opportunity to do more to weed out the evils of our present system of lack of prevention, in one generation, than anything else we can think of, declared Mr. Hoadley in an emphatic statement through "Canada's Health". It seems particularly necessary to include in the school course lessons in health habits, nutrition and physical exercise which will be remembered and applied after the children leave school. There is, too, an educational campaign needed among parents. There were 33,964 physical defects, not including dental, found among pupils of Montreal schools in 1945, and only 9,018 had been corrected before the end of the school year. Grand work is being done by the Health League of Canada, which publishes a quarterly magazine, "Health", with a circulation of upwards of 20,000. An industrial health plan provides employers with details of how to start and operate a health program. said: As long as communicable disease is not controlled in all parts of Canada no part is safe, and therefore it must be attacked on a national scale. The social hygiene division devotes itself to prevention and eradication of venereal disease. Good work has been done also by the Health Study Bureau, which evolved out of work started by Hon. A continuous program of education on the prevention of communicable disease is carried on. George Hoadley, one—time Minister of Health in Alberta, in 1937. At the annual meeting of the Quebec Division of the League, the retiring chairman, Hon. Its primary objective is to strengthen the position of rural people in the health field. Hoadley is the Bureau's President and Managing Director. The question of health insurance, advocated by some to "even up" the health service and spread it over the rural districts, would provide material for an article in itself. Under the traditional system, the individual citizen has carried the responsibility of providing needed medical care for himself and his family on a pay—as—you—go basis, but this has been modified in recent years by organization of voluntary health insurance plans. As an example of a community prepayment plan, consider Cardston, Alberta. The Health Society was formed there in 1931, covering general practice, medical and surgical attention, at a cost of $25 a year. About 75 per cent of the population of the electoral district are taking advantage of the plan. Definite gains have been made in the health of the district. Inoculations for whooping cough, diphtheria, scarlet fever and smallpox are given at least 90 per cent of the babies delivered by clinic doctors. Acute appendectomys are rare, and there has been only one ruptured appendix in four years. Mortality rates are very low, especially in surgery, and since this was evident before penicillin and the sulfa drugs, it can be attributed to the fact that disease is arrested before it makes too great progress. An interesting sidelight is provided by the Cardston Branch of The Royal Bank of Canada, whose accountant reports: "Benefits of the plan are not confined to the medical field alone, for one finds in reviewing the affairs of almost every client the absence of medical accounts either current or past due. This type of insurance favourably affects the credit standpoint of the people." That is our story of health and health efforts in Canada. As has been shown, medical science can do much, if given a chance. Medical men are more than willing to meet the public half—way. They serve to their utmost whether bills are paid or not; they do not count the hours nor the fatigue. All that medical science has learned and all that the doctors offer is unavailing if the individual does not take advantage of it fully. Doctors agree that each individual should begin his own health and fitness campaign by having a thorough physical examination. A child may be made to take medicine by applying corporal punishment, usually called "spanking", but one would think that grown up people would have passed through the woodshed often enough to seek medical help without another application of the slipper. The record was given in our November article of death and disease; in this letter we have told of medical skill and scientific advance, and of the possibilities for health and fitness. Through all our story there has run this theme: health is a positive state, to be enjoyed and not just accepted: that state should be the natural heritage of everyone: that state can be preserved, in reasonable certainty, if you, rich or poor, will use the skill of medicine, the facilities of institutions, and the achievements of science made available through private practice. Review of Canada's Health Needs and Health Insurance Proposals, 1946. municipal and provincial organizations, and public welfare associations..is, if you resort to them at reasonable intervals - . The magazine "Health" and pamplets dealing with Milk, Nutrition, Immunization Against Preventable Diseases, Industrial Health, and Venereal Disease Control. Health Study Bureau, 30 Bloor Street, West, Toronto. International Labour Office, 3480 University Street, Montreal. Reference Book for Dominion Provincial Conference on Reconstruction, 1945. Readers who desire detailed information on health matters are referred to the following: Study of the Distribution of Medical Care and Public Health Services in Canada, 1939. Report of the National Health Survey, conducted by the Canadian Medical Procurement and Assignment Board, 1945. Extra copies of our November article and of this article for distribution to staff or friends will be sent upon request. The Royal Bank of Canada Monthly Letter was published from 1920 until 2008 (under the name RBC Letter). Discover the story behind this historic Canadian publication on the History and About RBC Letter. Royal Bank of Canada (RY on TSX and NYSE) today announced that it does not intend to exercise its right to redeem all or any part of the currently outstanding Non-Viability Contingent Capital (NVCC) Non-Cumulative 5-Year Rate Reset First Preferred Shares, Series BD (the "Series BD shares") on May 24, 2020. Clients opening a personal chequing account in branch now have more secure identity verification, stronger fraud protection, and a faster account opening experience with the ability to scan government IDs or tap Passports... RBC today released its 2019 Environmental, Social and Governance (ESG) Performance Report, Task Force on Climate-related Financial Disclosures (TCFD) Report and Public Accountability Statement (PAS) - complementary documents to RBC’s annual report to shareholders.... Royal Bank of Canada (the Bank) ("RY" on TSX and NYSE) today announced that the Toronto Stock Exchange (TSX) and the Office of the Superintendent of Financial Institutions (OSFI) have approved its normal course issuer bid to purchase, for cancellation, up to 20,000,000 of its common shares.... As a majority of Canadians (74%) continue to worry about their savings and how to balance immediate financial priorities against long-term needs, they are increasingly struggling to bridge a savings gap.... Royal Bank of Canada (RY on TSX and NYSE) announced today that its board of directors has declared an increase to its quarterly common share dividend of three cents, or three per cent, to $1.08 per share,... For the fourth consecutive year, RBC has been selected for the 2020 Bloomberg Gender-Equality Index (GEI), which distinguishes companies committed to transparency in gender reporting and advancing women... Canadian investors are increasingly looking to build responsible investment portfolios, but they are not sure how to start and are relying on their financial advisors for guidance, according to a recent survey of Canadian retail investors by RBC Global Asset Management Inc.... While Canadian Olympians prepare to take the world's biggest sporting stage at the Olympic Games in Tokyo, RBC Training Ground will once again be searching the country for the next generation of Olympic talent.... According to a study from RBC Wealth Management, Canada sits squarely in the middle of the pack among 15 high and middle income countries in opportunities for its citizens to create wealth. RBC Direct Investing today announced that real-time streaming quotes on Canadian and U. stocks and exchange-traded funds (ETFs) are being provided to all clients at no charge, effective immediately.... Royal Bank of Canada (RY on TSX and NYSE) today announced an offering of $XX billion of non-viability contingent capital (NVCC) subordinated debentures ("the Notes") through its Canadian Medium Term Note Program.... To help business students prepare for careers in financial institutions increasingly focused on sustainability, the RBC Foundation has made a $75,000 gift to the Sustainable Finance Project at the University of Toronto’s Rotman School of Management... Royal Bank of Canada (RY on TSX and NYSE) today announced it has entered into definitive agreements to sell all banking operations in the Eastern Caribbean to a consortium of indigenous banks within the region. Royal Bank of Canada (RY on TSX and NYSE) today reported record net income of $12,871 million for the year ended October 31, 2019, up $440 million or 4% from the prior year, with diluted EPS growth of 5%. Today, Youthful Cities welcomes 60 young leaders to Edmonton for a first of its kind summit on the future of urban work. The summit delegates hail from 16 cities across Canada, including 20 young leaders from the host city - Edmonton.... In a continued effort to take its research beyond banking, Borealis AI announced a new collaboration with Mila - Quebec Artificial Intelligence Institute to support an artificial intelligence (AI) research project on climate change.... To help young Canadians prepare for the future of work, RBC Future Launch and Riipen have partnered to provide students with the opportunity to develop the skills and gain the work experience they need for the jobs of tomorrow.... Women of Influence announces the 2019 RBC Canadian Women Entrepreneur Awards finalists. This was a record-breaking year for the program with over 9,000 nominations from across the country. After an intensive judging review, 18 finalists were selected across six legacy award categories. An additional five recipients were chosen to receive the Ones to Watch Award, which recognizes entrepreneurs who have launched businesses that have made an incredible impact in fewer than three years.... RBC ranked #3 in the global "Top 25 Most Diverse & Inclusive Companies" in the 2019 Refinitiv Diversity & Inclusion Index. The D&I Index ranks over 7,000 listed companies with environmental, social and governance (ESG) data, based on a composite of metrics collected from publicly available information sources that define diverse and inclusive workplaces.... Rod Bolger, Chief Financial Officer of Royal Bank of Canada (RY on TSX and NYSE), is scheduled to speak at the 2019 Barclays Global Financial Services Conference in New York City on September 11, 2019 at a.m. Dave Mc Kay, President and Chief Executive Officer of Royal Bank of Canada (RY on TSX and NYSE), is scheduled to speak at the Scotiabank Financials Summit in Toronto on September 4, 2019 at a.m. Royal Bank of Canada (RY on TSX and NYSE) today announced that Doug Mc Gregor, Group Head, RBC Capital Markets and RBC Investor & Treasury Services, will retire on January 31, 2020 after 37 years at the bank... Royal Bank of Canada (RY on TSX and NYSE) today reported net income of $3,263 million for the quarter ended July 31, 2019, up $154 million or 5% from the prior year, with solid diluted EPS growth of 6%. Royal Bank of Canada (RY on TSX and NYSE) today announced the applicable dividend rates for its Non-Viability Contingent Capital (NVCC) Non-Cumulative 5-Year Rate Reset First Preferred Shares, Series BB (the "Series BB shares") and NVCC Non-Cumulative Floating Rate First Preferred Shares, Series BC (the "Series BC shares").... Royal Bank of Canada (RY on TSX and NYSE) today announced that it does not intend to exercise its right to redeem all or any part of the currently outstanding Non-Viability Contingent Capital (NVCC) Non-Cumulative 5-Year Rate Reset First Preferred Shares, Series BB (the “Series BB shares”) on August 24, 2019.... Royal Bank of Canada (RY on TSX and NYSE) today announced an offering of $1.5 billion of non-viability contingent capital (NVCC) subordinated debentures (“the Notes”) through its Canadian Medium Term Note Program.... Today, RBC announces the acquisition of Way Pay, a cloud-based payments fintech from Burlington, Ontario that offers business clients a best-in-class solution for accounts payable automation and payment optimization. The Royal Bank of Canada ("RBC") has partnered with more than 200 major companies in signing a "friend of the court" brief filed in a trio of landmark cases coming before the U. Supreme Court that could determine whether LGBT people are protected from discrimination under existing federal civil rights laws... Tight airport security and flight delays can definitely be a downside to air travel, but the biggest pet peeve for over a quarter (27 per cent) of Canadians is bad travel etiquette, according to a recent RBC Insurance survey. Royal Bank of Canada (RY on TSX and NYSE) today announced the applicable dividend rates for its Non-Viability Contingent Capital (NVCC) Non-Cumulative 5-Year Rate Reset First Preferred Shares, Series AZ (the "Series AZ shares") and NVCC Non-Cumulative Floating Rate First Preferred Shares, Series BA (the "Series BA shares").... Royal Bank of Canada (RY on TSX and NYSE) today announced that it does not intend to exercise its right to redeem all or any part of the currently outstanding Non-Viability Contingent Capital (NVCC) Non-Cumulative 5-Year Rate Reset First Preferred Shares, Series AZ (the “Series AZ shares”) on May 24, 2019. After three years of deteriorating housing affordability in Canada, a measure of relief arrived for prospective home owners, according to the latest RBC Economics Housing Trends and Affordability Report.... Today, RBC i Shares expanded its exchange traded fund ("ETF") lineup with the launch of the i Shares Sustainable Core ETFs, a suite of six ETFs that are expected to begin trading on the Toronto Stock Exchange today; The new funds will be managed by Black Rock Asset Management Canada Limited ("Black Rock Canada"), an indirect wholly-owned subsidiary of Black Rock, Inc.... RBCx Music, in partnership with Golf Canada, is pleased to announce a new concert series, featuring Grammy-nominated and internationally acclaimed duo, Florida Georgia Line (FGL), and JUNO award winners and homegrown rock band, The Glorious Sons, taking place at the 2019 RBC Canadian Open.... Royal Bank of Canada (the Bank) ("RY" on TSX and NYSE) today announced that the Toronto Stock Exchange (TSX) and the Office of the Superintendent of Financial Institutions (OSFI) have approved its normal course issuer bid to purchase, for cancellation, up to 20,000,000 of its common shares.... Dave Mc Kay, President and Chief Executive Officer of Royal Bank of Canada (RY on TSX and NYSE), is scheduled to speak at the RBC Capital Markets Financial Institutions Conference on March 12, 2019, from a.m. Royal Bank of Canada (RY on TSX and NYSE) announced today that its board of directors has declared an increase to its quarterly common share dividend of four cents, or four per cent, to $1.02 per share, payable on and after May 24, 2019, ... Canadian defined benefit pension plans ended 2018 in negative territory, with an annual return of -0.7 per cent, reversing gains from the previous three quarters this year, according to the RBC Investor & Treasury Services All Plan Universe. To fill the gap and allow clients time off to support a terminally ill or injured child or spouse, RBC Insurance is the first in the industry to launch the Family Compassionate Care Rider as an option for select disability plans... Today, RBC and the Academy of Canadian Cinema & Television (The Canadian Academy) announced the nine grant recipients of a new initiative called the MVP Project, which provides funding and networking support to musicians and filmmakers for music video creation and production.... Today, RBC welcomed its newest Team RBC golf brand ambassadors: Corey Conners, Brittany Marchand, Ben Silverman and Roger Sloan. These four Canadians join an elite roster of players, including Canadians Adam Hadwin, Brooke Henderson and Alena Sharp.... Canadians who are sitting on the sidelines - unsure how to invest or what to invest in - today have a new digital investment advice service to help them build their financial futures: RBC Invest Ease.... Canadian defined benefit pension plans posted a slim uptick in Q3 2018, returning 0.1 per cent, down from Q2 returns of 2.2 per cent, according to the RBC Investor & Treasury Services All Plan Universe... Royal Bank of Canada today announced that as a result of strong investor demand for its previously announced domestic public offering of Non-Cumulative, 5-Year Rate Reset Preferred Shares Series BO, the size of the offering has been increased to 14 million shares.... City National Bank today announced that after 23 years as Chairman and CEO, Russell Goldsmith will be succeeded as the company’s CEO by Kelly Coffey and that Goldsmith will continue to serve as its Chairman.... Royal Bank of Canada to redeem Non-Cumulative First Preferred Shares Series AD, Non-Cumulative Floating Rate First Preferred Shares Series AK and Non-Cumulative 5-Year Rate Reset First Preferred Shares Series AJ & ALRoyal Bank of Canada (RY on TSX and NYSE) today announced its intention to redeem all of its issued and outstanding Non-Cumulative First Preferred Shares Series AD (the "Series AD shares") on November 24, 2018, ... As part of the celebrations for next February's Black History Month, the Royal Bank of Canada today announced a call for submissions for the 10th Annual RBC Black History Month Student Essay Competition.... At the official opening of the Borealis AI Montréal lab today, Dave Mc Kay, President & CEO of RBC, announced the RBC Foundation will donate $1 million over the next three years to the Canadian Institute for Advanced Research (CIFAR).... Ninety percent of institutional investors believe environmental, social and governance (ESG) integrated portfolios are likely to perform as well or better than non-ESG integrated portfolios, according to a new global survey by RBC Global Asset Management (RBC GAM).... Entrepreneurial spirit is alive and well in Canada with more than half (54 per cent) of Canadians saying they have thought about owning their own business according to the 2018 RBC Small Business Poll. Of those who have considered owning a business, 56 per cent are already putting their entrepreneurial skills to use by making money from their passion project (28 per cent), taking on side jobs when they need money (20 per cent) and testing out a new business idea (8 per cent).... To help young Canadians prepare for the future of work, RBC Future Launch and Ten Thousand Coffees have partnered to increase access to alumni networking and mentoring for students at seven post-secondary institutions across Canada.... Rod Bolger, Chief Financial Officer of Royal Bank of Canada (RY on TSX and NYSE), is scheduled to speak at the 2018 Barclays Global Financial Services Conference in New York City on September 13, 2018 at a.m. Dave Mc Kay, President and Chief Executive Officer of Royal Bank of Canada (RY on TSX and NYSE), is scheduled to speak at the Scotiabank Financials Summit to be held in Toronto on September 5, 2018 at a.m. Royal Bank of Canada (RY on TSX and NYSE) announced today that its board of directors has declared an increase to its quarterly common share dividend of four cents, or four per cent, to 98 cents per share, payable on and after November 23, 2018, to common shareholders of record at the close of business on October 25, 2018.... RBC has once again been named a constituent of the FTSE4Good Index, which measures the performance of companies demonstrating strong environmental, social and governance (ESG) practices. FTSE4Good indices are a standard used when creating or assessing responsible investment products.... Sixteen banks, UN Environment Finance Initiative (UNEP FI) and climate risk advisory firm, Acclimatise, today published new methodologies that help banks understand how the physical risks and opportunities of a changing climate might affect their loan portfolios.... The little bit of housing affordability relief that Canadian homebuyers enjoyed in late 2017 slipped away in the first quarter of 2018, according to the latest Housing Trends and Affordability Report... RBC is pleased to announce the release of the newest edition of A Chosen Journey: RBC Indigenous Partnership report. Celebrating its tenth anniversary, the report highlights a diverse range of success stories from within Indigenous communities across Canada,... The definition of legacy in Canada is shifting from value to values, as the next generation of high-net-worth1 Canadians increasingly prioritize the impact of their money throughout their lives and beyond.... RBC, across its Capital Markets and Investor & Treasury Services businesses, hosted its inaugural global RBC Trade for the Kids today, donating more than US$3 million to more than 40 of its major youth-focused charity partners... With a focus on driving innovation to deliver leading-edge solutions for its clients and support the Canadian innovation community, RBC is the first Canadian bank to launch an Application Programming Interface (API) developer portal.... RBC and Canadian Art issued the call for submissions to the 2018 RBC Canadian Painting Competition. To mark the 20th anniversary, the competition is awarding an additional grand prize: a residency at the renowned Banff Centre for the Arts, a global leader in the development and promotion of creative work in the arts.... Royal Bank of Canada (RY on TSX and NYSE) today announced it has filed its Notice of Annual Meeting of Common Shareholders and Management Proxy Circular for 2018 with securities regulators and is mailing the package to shareholders. Royal Bank of Canada (the Bank) ("RY" on TSX and NYSE) today announced that the Toronto Stock Exchange (TSX) and the Office of the Superintendent of Financial Institutions (OSFI) have approved its normal course issuer bid to purchase,... Royal Bank of Canada (RY on TSX and NYSE) today reported net income of $3,012 million for the first quarter ended January 31, 2018, which includes the impact of the U. Tax Reform(1) of $178 million, or $0.12 per share, primarily related to the write-down of net deferred tax assets. Royal Bank of Canada (RY on TSX and NYSE) released today a proposed template of our Supplemental Financial Information package, reflecting the impact of the adoption of International Financial Reporting Standard 9, Financial Instruments (IFRS 9).... As Millennials move into their 30s, they share many of the same life goals as previous generations of Canadians; where they differ is in the challenge they face in financing those goals, according to RBC... RBC Wealth Management was honoured for the 11th consecutive year for best overall private banking services in Canada by its peers in the 2018 Euromoney Private Banking and Wealth Management Survey. Borealis AI, an RBC Institute for Research, is continuing to expand its artificial intelligence (AI) research team across Canada with the addition of Professor Pascal Poupart of the University of Waterloo and Professor Marcus Brubaker of York University. Royal Bank of Canada (RBC) ("RY" on TSX and NYSE) today announced the completion of its share repurchase program (the "Program"), as required by the conditions of the issuer bid exemption order issued to RBC by the Ontario Securities Commission on January 10, 2018... Rising home ownership costs in Vancouver, Toronto and Victoria pushed overall housing affordability in Canada to its worst level since the end of 1990 in the third quarter of 2017, according to the latest Housing Trends and Affordability Report issued today by RBC Economics Research.... Dave Mc Kay, president and chief executive officer of Royal Bank of Canada (RY on TSX and NYSE), is scheduled to speak at the RBC Capital Markets Canadian Bank CEO Conference on January 9, 2018, from a.m. Royal Bank of Canada (RY on TSX and NYSE) announced today that its board of directors declared a quarterly common share dividend of 91 cents per share, payable on and after February 23, 2018, to common shareholders of record at the close of business on January 25, 2018... Royal Bank of Canada (RBC) has introduced My Business Dashboard, a tool that brings together key metrics from the best online software into a single view to help owners make faster and better decisions to manage and grow their businesses.... Canadian defined benefit pension plans, buoyed by rebounding Canadian equity returns, posted Q3 2017 returns of 0.4 per cent according to the $650 billion RBC Investor & Treasury Services All Plan Universe,... Georgia Regional Hospital, banning sexual orientation discrimination in the workplace.... RBC and City National Bank have partnered with more than 70 other companies to sign an amicus brief in support of U. Women of Influence today announced the finalists of the 2017 RBC Canadian Women Entrepreneur Awards program. A record breaking 6,400 women entrepreneurs from coast to coast were nominated for this year... Canadian employers overwhelmingly agree on the benefits of having a diverse workforce and an inclusive workplace, but only one in 10 strongly agree that they take advantage of those benefits, according to a new report out today from the Royal Bank of Canada and the Institute for Canadian Citizenship.... From their favourite local coffee shop, to the always-reliable neighbourhood handyman, Canadians are passionate about small and local businesses. In fact, according to the 2017 RBC Small Business poll, 88 per cent of Canadians will choose to support a local business when possible,... Today, RBC announced a funding commitment of US$300,000 to support organizations providing relief and humanitarian efforts for those affected by the devastating damage caused by Hurricane Irma in many Caribbean countries and the state of Florida in the U. At a time when a large percentage of the current financial advisor force is drawing closer to retirement, RBC Wealth Management - U. aims to attract new talent to the business with a new digital storytelling initiative that shines a spotlight on the role of financial advisors and what it takes to become part of the industry.... Rod Bolger, Chief Financial Officer of Royal Bank of Canada (RY on TSX and NYSE), is scheduled to speak at the 2017 Barclays Global Financial Services Conference in New York City on September 12, 2017 at a.m. Dave Mc Kay, President and Chief Executive Officer of Royal Bank of Canada (RY on TSX and NYSE), is scheduled to speak at the Scotiabank Financials Summit to be held in Toronto on September 6, 2017 at a.m. Walk the dog, make lunch, dash out the door to work, pay bills, buy groceries on the way home, binge-watch your favourite series, reset and start all over again tomorrow. Living in the moment doesn’t leave a lot of time for planning your future, or for trying to grow any savings to finance that future. (RBC GAM Inc.) today announced the launch of the RBC Vision Fossil Fuel Free Global Equity Fund. Imagine if money management and saving could be effortless, something that happened in the background while you were busy living your life? The Fund is part of the suite of RBC Vision™ Funds that were introduced earlier this year.... $25.00 per related depositary share), together with all declared and unpaid dividends. Royal Bank of Canada (RY on TSX and NYSE) today announced its intention, subject to the approval of the Office of the Superintendent of Financial Institutions (OSFI), to redeem all of its issued and outstanding Non-Cumulative First Preferred Shares Series AB (the “Series AB shares”) on September 27, 2017, for cash at a redemption price of CDN $25.00 per share, together with all declared and unpaid dividends. The NYSE-listed Series C-1 depositary shares, each of which represents a 1/40th interest in a Series C-1 share will be redeemed concurrently with the redemption of the Series C-1 shares.... Royal Bank of Canada also announced its intention, subject to the approval of OSFI, to redeem all of its issued and outstanding Non-Cumulative Perpetual First Preferred Shares Series C-1 (the “Series C-1 shares”) on November 13, 2017, for cash at a redemption price of U. Royal Bank of Canada (RY on TSX and NYSE) today reported net income of $2,796 million for the third quarter ended July 31, 2017, down $99 million or 3% from a year ago. Excluding an after-tax gain of $235 million from the sale of our home and auto insurance manufacturing business in the prior year, net income was up $136 million or 5%( ). Results reflect strong earnings growth in Wealth Management, Insurance excluding the prior year gain on sale(1), and Investor & Treasury Services, as well as solid earnings in Personal & Commercial Banking. These factors were partially offset by lower results in Capital Markets primarily due to less favourable market conditions.... Royal Bank of Canada (RY on TSX and NYSE) announced today that its board of directors has declared an increase to its quarterly common share dividend of four cents, or five per cent, to 91 cents per share, payable on and after November 24, 2017, to common shareholders of record at the close of business on October 26, 2017.... RBC, in collaboration with Trans Union, today introduced Credit View Dashboard to all online banking clients. With Credit View, clients see what credit products they have on file, their credit score, and a first for Canada - a digital simulator to help clients understand how credit works. Clients can simulate financial scenarios, like applying for a new credit card or mortgage, and by entering a few numbers and details, the credit score is recalculated based on these actions.... When it comes to post-secondary education, there are valuable life lessons - and financial lessons - to be learned outside the lecture hall. A recent poll conducted on behalf of RBCsup®/sup finds that students who receive less than one-quarter of their funding from parents feel more confident in their financial decision making and are more likely to make and stick to a budget compared to their peers who receive more financial support from their parents. Despite the boost in confidence, the road to confident money management is a lifelong journey and many post-secondary students would benefit from ongoing practice.... RBC Insurance has launched PATH, a new travel mobile app that provides travellers with the ability to view local clinics and hospitals based on their current location, or search for facilities in other locations and/or call experts directly for emergency medical assistance. Other features include up-to-date travel information, travel advisories and advice. The app is now available free in the Apple App store and for Android users on Google Play and can be easily found by searching RBC PATH... C., independent member of the company’s Board of Directors, who passed away on August 1, 2017. George of Calgary, Alberta was appointed to the RBC board in 2012 and was also formerly President and Chief Executive Officer of Suncor Energy Inc.... Royal Bank of Canada (RY on TSX and NYSE) extends its sincere condolences to the family of Mr. Who doesn't wish they had an assistant to pay their bills? Thanks to an update to the RBC Mobile app, Royal Bank of Canada ("RBC") personal banking clients are now the first in Canada who can ask Siri to pay their bills on i Phone and i Pad.... (RBC GAM Inc.) today announced that effective June 30, 2017, the funds within its two socially responsible investing (SRI) line-ups, PH&N Community Values Funds and RBC Jantzi Funds... Syria-born LGBTQ activist and emerging author, Ahmad Danny Ramadan has been named among the 9th annual RBC Top 25 Canadian Immigrants, along with doctors, artists, entrepreneurs and philanthropists. Presented by Canadian Immigrant magazine and sponsored by RBC Royal Bank, this annual awards program celebrates the achievements of inspiring Canadian immigrants.... Across the country, young Indigenous leaders are making a positive impact in their communities and businesses, as shown by the success stories featured in the latest edition of A Chosen Journey: RBC Aboriginal Partnership Report.... BMO Financial Group, CIBC, Royal Bank of Canada, Scotiabank and TD Bank Group are donating $500,000 to the Canadian Red Cross to support the devastating flooding in Québec, Ontario, BC and New Brunswick.... Toronto region's financial services employers are increasing their investment in young Canadians through a ground-breaking, sector-wide initiative to create 10,000 new work-integrated learning opportunities for post-secondary students by the end of 2020.... (RBC GAM Inc.) today announced March mutual fund net sales of $1.1 billion. ("RBC GAM Inc.") announced today a number of changes to certain RBC Funds and PH&N Funds, including mergers, fee reductions and proposed changes to investment objectives. Canadian Immigrant magazine has opened the online voting phase for its ninth annual RBC Top 25 Canadian Immigrant Awards. Long-term funds had net sales of $1.0 billion and money market funds had net sales of $99 million. This coveted award recognizes and celebrates the untold stories of Canadian immigrants who have made a significant contribution to Canada - all the more poignant this year as we celebrate Canada 150. The award program is proudly supported by title sponsor RBC Royal Bank. The public can now vote for up to three of their favourite finalists online at until May 22, 2017.... While home ownership costs remained historically elevated in Canada, they levelled out in the fourth quarter of 2016 after climbing steadily for a year and a half, according to the latest Housing Trends and Affordability Report issued today by RBC Economics Research.... RBC is focused on achieving an inclusive workplace where all employees have equal opportunity to reach their full potential, and recognises that diversity and inclusion is not just a core value, it is also a business priority... Today, as Canada Water Week kicks off across the country, RBC released its 10th annual Canadian Water Attitudes Study-an in-depth examination of how Canadians think, feel, and act in regard to our fresh water. The story that has emerged is both complex and enlightening. On one hand, it confirms how much Canadians value our water and how integral our lakes and rivers are to our national identity; on the other, it reveals a troubling carelessness with a resource Canadians still consider unlimited in its abundance.... Royal Bank of Canada (RBC) ("RY" on TSX and NYSE) today announced that the Toronto Stock Exchange (TSX) and the Office of the Superintendent of Financial Institutions (OSFI) have approved its normal course issuer bid to purchase, for cancellation, up to 30,000,000 of its common shares.... Canada's leading banks and insurance companies today announced their intent to create a fund to invest up to $1 billion in Canadian businesses over the next decade to bolster growth and innovation.... Royal Bank of Canada today announced that Jennifer Tory, currently Group Head Personal & Commercial Bank (P&CB) will assume the role of Chief Administrative Officer (CAO). Neil Mc Laughlin, currently Executive Vice President, Business Financial Services, P&CB will become Group Head P&CB, replacing Ms. Royal Bank of Canada (RY on TSX and NYSE) announced today that its board of directors declared an increase to its quarterly common share dividend of four cents per share, or five per cent, to 87 cents per share,... Canadian defined benefit pension plans closed out 2016 with an annual return of 6.8 per cent, up from 5.4 per cent in 2015, according to the $650 billion RBC Investor & Treasury Services All Plan Universe, the industry... For an outstanding 10th consecutive year, Royal Bank of Canada (RY on TSX and NYSE) captured top honours for private banking services in Canada in the 2017 Euromoney Private Banking and Wealth Management Survey. today announced January mutual fund net sales of $1.1 billion. In addition to this achievement, RBC received 14 first-place awards at the annual event. Long-term funds had net sales of $1.1 billion and money market funds had net redemptions of $23 million. Assets under management increased by 0.4 percent.... As Canada prepares to celebrate its 150th birthday, RBC asked high school students to reflect on the contribution of black Canadians over the past 150 years and what future generations can learn from them.... Royal Bank of Canada (RY on TSX and NYSE) (RBC) has been named ‘Best Trade Finance Provider in Canada’ for the fifth consecutive year by em Global Finance/em magazine. This award exemplifies RBC’s cross-platform collaboration and commitment to ensuring services, technology and global expertise that support clients’ international trade finance requirements.... Following recent investments in artificial intelligence (AI) and machine learning, RBC today announced Dr. Sutton, one of the modern day pioneers of AI, as head academic advisor to RBC Research...... today announced December mutual fund net sales of $874 million. Long-term funds had net sales of $883 million and money market funds had net redemptions of $8 million. Assets under management increased by 1.1 per cent.... Canadian Immigrant magazine is pleased to invite nominations for the ninth annual RBC Top 25 Canadian Immigrant Awards. The 2017 awards will be extra special this year as winners will be announced in time to celebrate Canada’s 150th birthday, a momentous occasion in the history of a nation built by immigrants.... Despite cooling home resale activity overall, housing affordability deteriorated further across all markets in Canada in the third quarter of 2016, according to the Housing Trends and Affordability Report issued today by RBC Economics Research.... (RBC GAM Inc.) today announced the launch of RBC Retirement Portfolios, a unique solution bringing over 30 years of asset allocation experience to help investors reach their retirement goals.... Dave Mc Kay, president and chief executive officer of Royal Bank of Canada (RY on TSX and NYSE), is scheduled to speak at the RBC Capital Markets Canadian Bank CEO Conference on January 10, 2017, from a.m. RBC, in partnership with the Canadian Olympic Foundation (COF), Canadian Olympic Committee (COC) and CBC Sports, today introduced 25 young Canadian athletes, identified at RBC Training Ground events, who will now receive ongoing support through the program. RBC Wealth Management ("RBC"), part of Royal Bank of Canada (RY on TSX and NYSE), has won two industry accolades for its commitment to providing clients with premier wealth management capabilities and unparalleled customer service... ("RBC GAM Inc.") today announced that PH&N Short Term Bond & Mortgage Fund, PH&N Bond Fund and PH&N Community Values Bond Fund ("the Funds") will be closed to new investors effective Monday, July 4, 2016. Royal Bank of Canada ("RY" on TSX and NYSE) today announced that the Toronto Stock Exchange has approved its normal course issuer bid to purchase, for cancellation, up to 20 million of its common shares... Royal Bank of Canada ("RY" on TSX and NYSE) today announced its intention, subject to the approval of the Office of the Superintendent of Financial Institutions ("OSFI") and the Toronto Stock Exchange, to commence a normal course issuer bid through the facilities of the Toronto Stock Exchange ... Today, RBC announced a donation of $2 million to support families and communities affected by the wildfires and the recent economic downturn in Alberta, as part of its longstanding history of helping Canadians.... April data from the RBC PMI highlighted a sustained recovery in business conditions across the Canadian manufacturing sector, with growth of output, new orders and employment all accelerating since the previous month.... Canadian manufacturers indicated a positive end to the first quarter, with production and overall new orders returning to growth after a sustained period of decline, according to the latest RBC PMI survey.... Royal Bank of Canada (RY on TSX and NYSE) today announced that it has rescheduled its investor day, profiling its recently closed acquisition of City National Bank (City National), for Friday, June 17, 2016.... Overall business conditions across the manufacturing sector moved another step closer to stabilization in February, according to the latest RBC PMI survey, with output and new orders both continuing to fall at slower rates than those seen at the end of 2015. Housing affordability generally remained stable across Canada in the fourth quarter of 2015, with the exception of the scorching Vancouver and Toronto markets where soaring home prices continued to raise the bar on homeownership... Royal Bank of Canada (RY on TSX and NYSE) ("RBC") today announced the final results for its previously announced tender offer to purchase for cash all of its issued and outstanding Depositary Shares... With the assistance of community organizations, a child receives health-related services, a single mother is able to provide regular meals for her family and an elderly person can live independently in their own home.... RBC Insurance announced today that it has signed a 15-year strategic agreement with Aviva Canada Inc., which will allow it to market and sell a full suite of property and casualty (P&C) insurance products to Canadians.... Rbc prospect royal bank mobile app As one of the Caribbean’s leading diversified financial services companies, RBC provides personal and commercial banking, wealth management, corporate and investment banking, insurance and trust and asset management services to a range of clients, including individuals, small businesses, general commercial entities, regional and multi-national corporations and governments. Ask for RBC program – RBC Visa Prepaid Gift Card and Dealer Locator Please note that the information for Royal Bank of Canada,RBC In Fredericton, 1206 Prospect St and all other Branches is for reference only. It is strongly recommended that you get in touch with the Branch Phone 506 458-0817 before your visit to double-check the details and other questions you may have. Bank Holiday Opening hours / times Bank at 1206 Prospect St, Fredericton, NB E3B 3C1, Canada, Fredericton, New Brunswick, E3B 3C1 . Here you will find detailed information about RBC: address, phone, fax, opening hours, customer reviews, photos, directions and more. RBC is a Canadian Bank based in Fredericton, New Brunswick. RBC is located at 1206 Prospect St, Fredericton, NB E3B 3C1, Canada, Please contact RBC using information below: Address, Phone number, Fax, Postal code, Website address, E-mail, Facebook. Find RBC opening hours and driving directions or map. Find real customer reviews and ratings or write your own review.